How Do You Qualify (Individuals)
Echo-Wise individual loans are designed to meet personal obligations of customers after meeting our lending criteria and submitting relevant documentations.
To qualify, you must be a confirmed permanent staff of a Bank, a multinational company, Federal Civil Service and any other reputable company
Requirements for individual loans
- Completed Loan Form
- 1 Passport Photograph
- 6 months Salary account statement
- Staff and Valid means of ID
- Guarantor
Requirements for business loans
- Passport Photograph
- Loan Request Letter
- 1 Valid means of identification
- 6 months account statement
- Certificate of incorporation and Memorandum of Association
- Copies of PO/Invoices to be discounted (Where applicable)
- Post dated cheques
- A suitable and acceptable Guarantor who must be a confirmed Banker.